Need cash for unexpected events?
Unlock the cash
in your car
Name
Phone Number
My Email
My Car
{{make.title}}
Get a Innova Consumer Loan on Car (C LOC)
Innova Secured Prepaid Card
Get a quick loan when needed and your paycheck up to 2 days earlier with free direct deposit*
Get paid up to 2 days faster*
No Credit Check
No Overdraft Fees
Purchase and Pay Bills Online
Control and Track your expenses
Your money is guaranteed safe by the FDIC
You Done!!! You will be contacted shortly to confirm your details and you should receive your Innova Card in the next 7-10 business days.
First Name
Last Name
Phone Number
Email
Adress
ZIP
* Subject to your provider’s process and timing.
Direct Deposit
Buy online
Mobile Check Load
Control your money
No Overdraft Fees
Pay Bills online
Quick Decisions
Same Day Cash Funding
Good Credit Is Not Required
Online and Mobile - No need
to ever visit a store
Pay at more than 30K
Moneygram Locations
INNOVA SECURED PREPAID CARD THE BEST WAY TO MANAGE YOUR MONEY AND TO GET A QUICK LOAN WHEN YOU NEED IT.
Get cash from ATMs
and Bank Tellers
24,000 surcharge-free
MoneyPass ATMs
Reload your Card in 1000's
of locations nationwide
24/7 multi-channel support
Why Innova?

Innova Financial is transforming the FinTech industry as a socially responsible online lender, providing fast, affordable loans using your car as security.

Innova’s CLOC costs up to 50% less than the current national average, provides quick access to capital, and a 12-month payback plan where available.

Innova clients benefit from the ability to complete the loan process online, quick approval decisions and same day cash funding. The Innova client portal provides personalized access to our financial dashboard allowing real time management of your loan. Payments can be made from the convenience of computers, mobile devices, and at 32,000 US retail locations.

  • 30% Maximum APR
  • Fees include: $75 DMV Lien Fee, Document Stamp Tax (Varies depending on loan amount). All fees are rolled into the life of the loan or are included in the Finance Charge.
  • Payback of loan is required in case of accident. You must have comprehensive and collision insurance prepaid for the term of the loan with Innova Financial named as an additional payee or you may purchase the Debt Cancellation Addendum. We are not affiliated with any insurance companies and receive no payments for referrals.
  • Maximum repayment length of 12 months
  • Minimum loan term 12 months
  • Pay off at any time with no prepayment penalty or fee

We will now provide example so you can see the cost of a typical loan. Assume you borrow $1,000 dollars at the maximum APR of 30% and you pay it back making payments on time.

Amount Received

$1,000

Amount Financed

$1,078.85

Monthly Payment

$105.13

Total of Payments

$1,261.52

In the above example, you will have paid $261.52 for your loan inclusive of fees payable to third parties. We will have collected an effective rate of 17% on the amount financed.

Showing products and pricing for Florida

How to apply?
1
Fill out the form
2
Provide details about your car
3
Get approved quickly
4
Log-in to fill out a short
application form
5
Get approved and cashed out!
See how much you can borrow
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